/* Skycom Capital Management — planning pages v4.0.0. Palette from the logo: pink #ec2c5e, teal #33cccc, olive #c4c82a, on navy ink. */
.sky-page{--ink:#1b2440;--navy:#242f64;--pink:#ec2c5e;--pink-dark:#c81e4c;--teal:#33cccc;--teal-dark:#127f80;--olive:#c4c82a;--muted:#5b6175;--line:#e1e4ec;--pale:#f4f6fa;--paper:#fff;
  font:17px/1.65 Inter,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--paper);width:100%;max-width:none;margin:0;overflow-x:clip}
.sky-page *,.sky-page *::before,.sky-page *::after{box-sizing:border-box}
.sky-page [hidden]{display:none!important}
.sky-page h1,.sky-page h2,.sky-page h3{font-family:Georgia,"Times New Roman",serif;color:var(--navy);font-weight:400;letter-spacing:-.01em;margin:0}
.sky-page h1{font-size:clamp(36px,5.4vw,62px);line-height:1.06;margin:14px 0 20px}
.sky-page h1 em,.sky-page h2 em{font-style:italic;color:var(--pink)}
.sky-page h2{font-size:clamp(28px,3.4vw,42px);line-height:1.14}
.sky-page h3{font-size:22px;line-height:1.3;margin:6px 0 10px}
.sky-page p{margin:0 0 14px}
.sky-page a{color:var(--navy)}
.sky-wrap{width:min(1180px,100% - 40px);margin:0 auto}
.sky-narrow{max-width:860px}
.sky-section{padding:clamp(56px,7vw,92px) 0}
.sky-pale{background:var(--pale)}
.sky-eyebrow{display:inline-block;font:700 12px/1.4 Inter,Arial,sans-serif;letter-spacing:.14em;text-transform:uppercase;color:var(--pink-dark)}
.sky-lead{font-size:clamp(18px,1.6vw,20px);color:var(--muted);max-width:640px}
.sky-fine{font-size:14px;color:var(--muted);margin-top:16px}
/* Hero */
.sky-hero{position:relative;padding:clamp(48px,6vw,84px) 0 clamp(60px,7vw,96px);background:linear-gradient(180deg,#fbfcfe 0,#f1f4f9 100%);border-bottom:1px solid var(--line)}
.sky-hero-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(0,1fr);gap:48px;align-items:end}
.sky-crumb{font-size:14px;color:var(--muted);margin-bottom:22px}.sky-crumb a{color:var(--muted)}.sky-crumb span{margin:0 8px}
.sky-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:26px}
.sky-hero-aside{border-left:3px solid var(--teal);padding:6px 0 6px 24px}
.sky-quote{font:italic 22px/1.45 Georgia,serif;color:var(--navy);margin:0}
.sky-facts{margin:0;display:grid;gap:18px}.sky-facts div{display:flex;gap:14px;align-items:baseline}.sky-facts dt{font:400 34px/1 Georgia,serif;color:var(--pink);min-width:90px}.sky-facts dd{margin:0;color:var(--muted)}
.sky-bars{position:absolute;left:0;right:0;bottom:0;display:grid;grid-template-columns:2fr 1.4fr 1fr;height:6px}.sky-bars i:nth-child(1){background:var(--pink)}.sky-bars i:nth-child(2){background:var(--teal)}.sky-bars i:nth-child(3){background:var(--olive)}
/* Buttons & links */
.sky-btn{display:inline-flex;align-items:center;gap:8px;padding:14px 22px;border-radius:2px;font:600 15px/1.2 Inter,Arial,sans-serif;text-decoration:none;border:1.5px solid var(--navy);transition:background .15s,color .15s,border-color .15s;cursor:pointer}
.sky-page .sky-btn-primary{background:var(--navy);color:#fff}.sky-page .sky-btn-primary:hover{background:var(--pink-dark);border-color:var(--pink-dark);color:#fff}
.sky-page .sky-btn-ghost{background:transparent;color:var(--navy)}.sky-page .sky-btn-ghost:hover{background:var(--navy);color:#fff}
.sky-btn:focus-visible,.sky-link:focus-visible,.sky-q summary:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
.sky-link{display:inline-block;align-self:flex-start;margin-top:auto;padding-top:10px;font-weight:600;font-size:15px;color:var(--navy);text-decoration:none;border-bottom:1.5px solid var(--pink)}
/* Section head & grids */
.sky-head{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:40px;align-items:end;margin-bottom:40px}.sky-head p{color:var(--muted);margin:0}
.sky-head h2{margin-top:10px}
.sky-grid{display:grid;gap:22px}.sky-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.sky-grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.sky-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-top:3px solid var(--navy);padding:26px 24px 24px;min-width:0}
.sky-pale .sky-card{border-color:#dfe3ec;border-top-color:var(--navy)}
.sky-grid .sky-card:nth-child(3n+1){border-top-color:var(--pink)}.sky-grid .sky-card:nth-child(3n+2){border-top-color:var(--teal)}.sky-grid .sky-card:nth-child(3n){border-top-color:var(--olive)}
.sky-card p{color:var(--muted);font-size:16px}
.sky-card small{display:block;margin-top:auto;padding-top:12px;font-size:13px;letter-spacing:.04em;color:var(--navy)}
.sky-card ul{margin:0 0 12px;padding-left:18px;color:var(--muted);font-size:15px}
.sky-num{font:600 13px/1 Inter,Arial,sans-serif;letter-spacing:.12em;color:var(--muted)}
/* Trust band */
.sky-band{background:var(--navy);color:#fff;padding:20px 0}
.sky-trust{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.sky-trust li{font:600 15px/1.35 Inter,Arial,sans-serif;padding-left:22px;position:relative}
.sky-trust li::before{content:"";position:absolute;left:0;top:.35em;width:10px;height:10px;background:var(--teal)}
.sky-trust li:nth-child(2)::before{background:var(--pink)}.sky-trust li:nth-child(3)::before{background:var(--olive)}.sky-trust li:nth-child(4)::before{background:#fff}
/* Steps */
.sky-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.sky-steps li{display:flex;gap:18px;padding:26px 24px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:#fff}
.sky-steps li>span{font:400 30px/1 Georgia,serif;color:var(--pink);min-width:44px}
.sky-steps p{color:var(--muted);font-size:15.5px;margin:0}
.sky-steps-4{grid-template-columns:repeat(4,minmax(0,1fr))}
/* Packages */
.sky-package{position:relative;display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);padding:30px 26px 26px}
.sky-package.is-featured{border:2px solid var(--navy);box-shadow:0 18px 40px -24px rgba(27,36,64,.45)}
.sky-tag{align-self:flex-start;font:700 11px/1 Inter,Arial,sans-serif;letter-spacing:.12em;text-transform:uppercase;padding:7px 10px;background:var(--pale);color:var(--navy)}
.sky-package.is-featured .sky-tag{background:var(--pink);color:#fff}
.sky-package h3{font-size:26px;margin-top:16px}
.sky-package>p{color:var(--muted)}
.sky-package ul{list-style:none;padding:0;margin:4px 0 20px}
.sky-package li{padding:9px 0 9px 26px;border-top:1px solid var(--line);position:relative;font-size:15.5px}
.sky-package li::before{content:"✓";position:absolute;left:2px;color:var(--teal-dark);font-weight:700}
.sky-fee{margin-top:auto;padding:14px 0 18px;font:600 15px/1.4 Inter,Arial,sans-serif;color:var(--navy)}
.sky-package .sky-btn{justify-content:center}
/* Split layout & lists */
.sky-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.1fr);gap:56px;align-items:start}
.sky-split h2{margin-top:10px}
.sky-list-check,.sky-list-x{list-style:none;margin:0;padding:0}
.sky-list-check li,.sky-list-x li{position:relative;padding:12px 0 12px 32px;border-bottom:1px solid var(--line)}
.sky-list-check li::before{content:"✓";position:absolute;left:4px;color:var(--teal-dark);font-weight:700}
.sky-list-x li::before{content:"×";position:absolute;left:6px;color:var(--pink-dark);font-weight:700;font-size:20px;line-height:1.1}
/* Status, CTA, regions */
.sky-status{border:1px solid var(--line);border-left:4px solid var(--olive);background:#fcfcf4;padding:22px 26px}
.sky-status p{margin:8px 0 0;color:var(--ink)}.sky-status .sky-fine{color:var(--muted)}
.sky-cta{display:flex;justify-content:space-between;align-items:center;gap:32px;background:var(--navy);color:#fff;padding:clamp(32px,5vw,56px);position:relative;overflow:hidden}
.sky-cta::after{content:"";position:absolute;right:0;top:0;bottom:0;width:8px;background:linear-gradient(var(--pink) 0 40%,var(--teal) 40% 75%,var(--olive) 75%)}
.sky-cta h2{color:#fff}.sky-cta p{color:#cfd5e6;margin:12px 0 0}
.sky-page .sky-cta .sky-btn-primary{background:#fff;color:var(--navy);border-color:#fff;flex:none}.sky-page .sky-cta .sky-btn-primary:hover{background:var(--pink);border-color:var(--pink);color:#fff}
.sky-region{background:#fff;border:1px solid var(--line);border-top:3px solid var(--teal);padding:22px}
.sky-region small{font:700 12px/1 Inter,Arial,sans-serif;letter-spacing:.12em;text-transform:uppercase;color:var(--muted)}
.sky-region h3{margin:12px 0 6px}.sky-region p{font-size:15px;color:var(--muted);margin:0}
.sky-regions{margin-top:26px}
/* FAQ */
.sky-q{border-bottom:1px solid var(--line);padding:0}
.sky-q summary{cursor:pointer;list-style:none;padding:20px 40px 20px 0;font:600 18px/1.4 Inter,Arial,sans-serif;color:var(--navy);position:relative}
.sky-q summary::-webkit-details-marker{display:none}
.sky-q summary::after{content:"+";position:absolute;right:6px;top:16px;font:300 28px/1 Inter,Arial,sans-serif;color:var(--pink)}
.sky-q[open] summary::after{content:"−"}
.sky-q p{color:var(--muted);padding:0 0 20px;margin:0;max-width:760px}
.sky-search{display:block;margin-bottom:6px}.sky-search span{display:block;font-weight:600;margin-bottom:8px}
/* Forms & tools */
.sky-form,.sky-tool form{display:grid;gap:16px}
.sky-page label{display:grid;gap:6px;font:600 14.5px/1.4 Inter,Arial,sans-serif;color:var(--navy)}
.sky-page input:not([type=checkbox]):not([type=radio]),.sky-page select,.sky-page textarea{width:100%;font:16px/1.4 Inter,Arial,sans-serif;color:var(--ink);background:#fff;border:1px solid #c9cfdc;border-radius:2px;padding:12px 13px}
.sky-page input:focus,.sky-page select:focus,.sky-page textarea:focus{outline:2px solid var(--teal);outline-offset:1px;border-color:var(--teal-dark)}
.sky-form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.sky-consent{grid-template-columns:auto 1fr!important;align-items:start;font-weight:400!important}.sky-consent input{margin-top:4px}
.sky-trap{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.sky-panel{background:#fff;border:1px solid var(--line);border-top:4px solid var(--pink);padding:clamp(22px,3vw,34px)}
.sky-contact{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:52px;align-items:start}
.sky-contact .sky-regions{grid-template-columns:1fr}
.sky-notice{padding:14px 16px;margin-bottom:18px;border-left:4px solid var(--teal-dark);background:#effafa;color:var(--ink)}
.sky-notice.is-error,.sky-notice.is-invalid,.sky-notice.is-wait{border-color:var(--pink-dark);background:#fdf1f4}
.sky-tools{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.sky-tool{background:#fff;border:1px solid var(--line);border-top:3px solid var(--teal);padding:26px;min-width:0}
.sky-tool:nth-child(2){border-top-color:var(--pink)}.sky-tool:nth-child(3){border-top-color:var(--olive)}
.sky-tool-wide{grid-column:1/-1;border-top-color:var(--navy)}
.sky-tool-wide form{grid-template-columns:repeat(3,minmax(0,1fr));align-items:start}
.sky-tool-wide form>.sky-btn,.sky-tool-wide form>.sky-result{grid-column:1/-1;justify-self:start}
.sky-tool fieldset{border:1px solid var(--line);padding:14px 16px;margin:0;min-width:0}
.sky-tool legend{font-weight:600;color:var(--navy);padding:0 6px;font-size:15px}
.sky-choice{display:flex!important;gap:10px!important;align-items:center;font-weight:400!important;padding:5px 0}
.sky-result{display:block;font-size:16px;color:var(--ink)}
.sky-result:not(:empty){margin-top:4px;padding:16px;background:var(--pale);border-left:3px solid var(--navy)}
.sky-result strong{font:400 26px/1.2 Georgia,serif;color:var(--navy);display:block;margin:4px 0}
/* Allocation */
.sky-alloc-bar{display:flex;height:16px;margin:10px 0 16px;background:var(--pale)}
.sky-alloc-bar i:nth-child(1){background:var(--olive)}.sky-alloc-bar i:nth-child(2){background:var(--teal)}.sky-alloc-bar i:nth-child(3){background:var(--pink)}
.sky-legend{list-style:none;padding:0!important;margin:0}.sky-legend li{display:flex;justify-content:space-between;padding:6px 0;border-bottom:1px solid var(--line);font-size:15px}
.sky-legend li::before{content:"";width:10px;height:10px;margin:6px 10px 0 0;flex:none}
.sky-legend li:nth-child(1)::before{background:var(--olive)}.sky-legend li:nth-child(2)::before{background:var(--teal)}.sky-legend li:nth-child(3)::before{background:var(--pink)}
.sky-legend b{margin-left:auto;color:var(--navy)}
/* Table */
.sky-table-wrap{overflow-x:auto;border:1px solid var(--line);background:#fff}
.sky-table{width:100%;border-collapse:collapse;font-size:15.5px;min-width:560px}
.sky-table th,.sky-table td{padding:14px 16px;border-bottom:1px solid var(--line);text-align:center}
.sky-table thead th{background:var(--navy);color:#fff;font-weight:600}
.sky-table tbody th{text-align:left;font-weight:500;color:var(--ink)}
.sky-yes{color:var(--teal-dark);font-weight:700}.sky-no{color:#a3a8b8}
/* Reused publication list inside planning pages */
.sky-page .msa-publication-list{display:grid;gap:14px}
.sky-page .msa-publication{display:grid;grid-template-columns:110px 1fr auto;gap:20px;align-items:start;background:#fff;border:1px solid var(--line);padding:20px}
.sky-page .msa-publication h3{font-size:20px}.sky-page .msa-publication p{color:var(--muted);font-size:15px}.sky-page .msa-publication small{color:var(--muted)}
.sky-page .msa-date{font:600 13px/1.4 Inter,Arial,sans-serif;color:var(--pink-dark);letter-spacing:.05em;text-transform:uppercase}
.sky-page .msa-link{font-weight:600;font-size:15px;color:var(--navy);text-decoration:none;border-bottom:1.5px solid var(--pink);white-space:nowrap}
.sky-page .msa-notice{color:var(--muted)}
/* Responsive */
@media (max-width:980px){.sky-hero-grid,.sky-head,.sky-split,.sky-contact{grid-template-columns:1fr;gap:26px}.sky-grid-3,.sky-tools,.sky-steps,.sky-steps-4{grid-template-columns:1fr 1fr}.sky-trust{grid-template-columns:1fr 1fr}.sky-tool-wide form{grid-template-columns:1fr 1fr}}
@media (max-width:640px){.sky-page{font-size:16px}.sky-wrap{width:calc(100% - 32px)}.sky-grid-3,.sky-grid-2,.sky-tools,.sky-steps,.sky-steps-4,.sky-form-row,.sky-tool-wide form{grid-template-columns:1fr}.sky-cta{flex-direction:column;align-items:flex-start}.sky-page .msa-publication{grid-template-columns:1fr;gap:8px}.sky-btn{width:100%;justify-content:center}.sky-actions{flex-direction:column}.sky-hero-aside{border-left:0;border-top:3px solid var(--teal);padding:18px 0 0}}