Your goals first.
A plan to reach them.
Skycom Capital Management supports individuals in WAEMU and the diaspora: financial check-up, goal-based saving, retirement and investment strategy, with fees known upfront.
- Fee-only
- You keep the decision and your assets
- 6-step method (FPSB)
- Français · English
Three needs.
One method.
Start from your real situation, set dated goals and follow a plan you understand.
Financial planning
A written plan linking budget, savings, investments, retirement and estate to your goals.
Financial planning ↗Individual investors
Investor profile, portfolio review and support to invest on the BRVM with method.
Individual services ↗Education & research
Learning pathways, webinars and quarterly notes on BRVM-listed companies.
Memberships ↗Every goal
deserves a plan.
Emergency fund
3 to 6 months of spending available before investing.
Retirement
Top up a CNPS, IPRES or other pension with regular saving.
Children’s education
Cost the goal and its date, then save at the right pace.
Home purchase
Down payment, borrowing capacity and timeline.
Investing on the BRVM
Equities, mutual funds and bonds matched to your profile and horizon.
Estate planning
Prepare your estate with your notary and protect your family.
Six steps,
no surprises.
Process aligned with the FPSB international financial planning standard.
- 01
Define the relationship
Free first conversation, then an engagement letter: scope, fees, confidentiality and timeline.
- 02
Gather information
Income, spending, assets, debts, goals, horizon and risk profile.
- 03
Analyse the situation
Budget, emergency fund, saving capacity and the gap to close for each goal.
- 04
Recommend a plan
Written plan: priorities, asset-class allocation, scenarios and points to watch.
- 05
Implement
You decide and execute with your broker, bank or insurer. We help you prepare those conversations.
- 06
Review and adjust
Annual review or after a life change: birth, relocation, inheritance, retirement.
Clear fees,
quoted upfront.
Financial check-up
To clarify your situation and priorities.
- Discovery meeting (60–90 min)
- Budget, emergency fund, debt
- Documented investor profile
- Written diagnosis and 3 priorities
Comprehensive financial plan
For several goals to fund over time.
- Everything in the check-up
- Plan per goal: retirement, education, home
- Target asset-class allocation and scenarios
- Dated action plan and presentation meeting
Annual review
To keep your plan up to date.
- 1–2 reviews a year
- Updated projections and allocation
- Email questions between reviews
- Premium access to research and training
Fee-only: no commission, no brokerage or management-fee rebates. The exact amount appears in the engagement letter, in FCFA, EUR or CAD.
Run your first
numbers in 2 minutes.
Goal saving, retirement, budget and risk profile: simple simulators that run in your browser.
Open the toolsUnderstand before
you invest.
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Preview · eligible paid membership required for the full articleWhales: Giants of the Ocean
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Preview · eligible paid membership required for the full articleMathématiques et Création de Richesse
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Preview · eligible paid membership required for the full articleApplication for an investment-adviser licence (Conseil en investissements boursiers) under review by AMF-UMOA. Until it is granted, our services cover financial planning and education, without personalised recommendations to buy or sell securities.
Investing involves a risk of capital loss. Past performance and projections do not guarantee future results. Check that a broker is licensed on amf-umoa.org before opening an account.
Let’s start with
the right questions.
A free, no-commitment 20-minute first conversation.